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Top Five Things to Avoid When Getting a Guaranteed Payday Loan No Credit Check

Here are some mistakes that you should stay away from whenever you are seeking approval for a guaranteed payday loan with no credit check. This is the kind of loan that is perfect for those who have bad credit. It requires no credit check, no documents, and no faxes. All you have to do is to fill out an application form and wait for the reply. That would usually come in the same day or even 1 hour after you file your application. If you’ve been with your current employer for over a month, then getting approval should be no problem.

You can be sure to get an approval but stay away from the following mistakes:


Lying

This is a fairly common mistake that people comment when applying for a loan of any kind and they do it intentionally. What drives them, is the fear that revealing the truth to the loan lenders would be detrimental. Telling the truth is still the best way to go and no fact can be more damning than a lie. Not giving the right information on the application form can just delay things and complicate matters with guaranteed payday loan no credit check.

Mistakes on the Form

Another common mistake that people commit when playing for loans is in writing information on the application forms. If you are unsure about some details then better check it first. That would be better than having your application getting denied because you didn’t bother to check a small detail. Before you submit review all the information that you have written down.

Not Reading The Fine Print

Sometimes borrowers just don’t bother to read the details of what they are getting themselves into. That can be a costly mistake that you ought to stay away from. Read all the details of the loan and don’t just rely on what the lender would tell you.

Not Thinking About Payment

When you borrow money, your mind should be racing forward to the time that you can actually pay it off. Keep in mind that if you end up paying later than the set date that you would be saddled with penalties. Penalties can be costly and that would add on top of the fees that would have to pay for already.

Borrowing More Than What You Can Afford

A guaranteed payday loan with no credit check should be based on what you can earn. You should not borrow more than what you can afford on your payday. If you borrow more than half of what you will be making for a particular period, then where does that leave you? Before you know it you would be forced to borrow again and a cycle would continue.

These are just some of the things that you ought to avoid when you are set on taking out a loan. Remember that it is not a move recommended by experts but if you are going to do it anyway, better make sure that you don’t make mistakes.





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NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.


We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for the non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. Our lenders may offer you a loan with an APR between:200% and 2281%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer-term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

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