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payday loan facts


know your rights

Same day payday loan lenders

How fast can you get a loan at a lending establishment? If you want to apply for a payday loan with a conventional bank, first you need to get there. It may take some time before you actually get to the lobby where you have to pick a number and wait for your turn. Then, talking to a clerk, filling out an application form, having your documents xeroxed, and etc. It could be hours before you actually hear ‘approved’ or ‘denied’.

Borrowing online is much easier, quicker, and less embarrassing. Direct lenders offer a wide range of loans, including same day payday loans, personal loans, cash advances, car loans, and home improvement.

We bring you one of the largest networks of direct lenders that want to compete for your business. The direct lenders who are members of the network offer both good and bad credit loans. People with bad credit records are welcome to apply. We guarantee that your application for a payday loan is going to be processed very fast. Once you are approved, you receive the funds directly into your account.

Same day direct lenders require you to have a bank account, which should be either checking or savings accounts.

It usually takes direct lenders an hour or less from the moment you submit your application to the time you receive a money transfer. The approval process is extremely fast, taking only a few minutes.

When applying for an online payday loan, you don’t need to produce any actual documents. A fax-less and paperless process is the main characteristic of online payday lending.

There are hundreds of direct lenders who belong to the network. They are independent lenders, but as members, they can access your application and make their bidding to win your business.

An online payday application is free of charge and can be withdrawn at any time!





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NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.


We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for the non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. Our lenders may offer you a loan with an APR between:200% and 2281%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer-term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

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