FAQ

Cash Advance Loans FAQ

  1. How long does it take to be approved?
  2. Is my information secure?
  3. What are the qualifications to be approved?
  4. How much can I borrow?
  5. How many times can I apply?
  6. What if I have poor credit?
  7. Do you run a credit check for a payday loan application?
  8. How will I know that you will only withdraw what I owe on the loan?
  9. I have submitted the loan request. What should I do next?
  10. What are your fees?
  11. When do I need to repay the loan?
  12. I cannot submit my loan request.
  13. How do I know about the status of my payday loan request?
  14. I am unemployed. Can I apply for a payday loan?
  15. How long does it take to get the money into my account?

Please use Payday Loans responsibly. Payday Loans are financial services intended as short term emergency loans, they are not a lasting solution to financial hardship.

NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.

We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. Our lenders may offer you a loan with an APR between:200% and 2281%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

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